Have you ever wondered if the credit cards you used back in the day were still active and functional? What if you were the proprietor of an online store and you wanted to check if the card details of a customer added up and they weren’t trying to scam you out of a payment? You can’t contact the bank with the information every time, that would be very time-consuming and you would come off as a neurotic person. Luckily, you don’t need to worry about bogus cards robbing you of millions: there are credit card checker tools online which check whether a credit card is live or dead.
The very concept of online websites that require your credit card details except for Amazon or Apple should scare people off, but the fact is, that some credit card checker tools go a long way in proving their usability all the while keeping your private data safe and far away from the reach of hackers. As it is with everything, there are free and paid credit card checker live or dead tools; as a general rule of thumb, privacy and sensitive data like credit card numbers and data is kept safe and secure with paid tools. As for the free checkers, nothing can really be said about its reliability.
This passage here will inform you of the various types and uses of credit card checkers that are on the internet.
What is a Credit Card Checker?
As the name implies, a credit card checker live or dead tool is an online service that can help you ascertain the condition of the account associated with the credit card. For instance, if you find an old credit card lying in your house and you want to know if its any good for you, you can use these tools to make sure that the card is live and the account associated with it is active or not.
Or, for the online business establishments, these tools can come in handy whenever a card number that looks rather dodgy or a payment is from an unverified carrier or vendor hits your deck. You can simply check out its authenticity and validity on the internet just by using such a credit card checker.
In short, a credit card checker is an online service that helps you ascertain two things about a credit card,
How do you Use An Online Credit Card Checker?
Online credit card checkers require you to enter the 16-digit number on the face of the card and other details (like the name of the bank, or the name of the account holder). Once you’ve entered all the details in the required/ marked fields, the checker then combs through a database maintained by banks worldwide and returns you the result, whether the credit card is live or dead. It returns the result, informing you about the validity, the authenticity and the amount that is in the account connected to the card. It is a pretty nifty tool designed to save you a trip to the bank.
Which Online Credit Card Checker Should you Use?
As explained beforehand, there are mainly two types of credit card checkers; free and paid. The vast majority of such checkers are free and do not require any payment in lieu of services rendered. However, do take this with a grain of salt; while the free credit card checker may look promising and the cheap way out, a lot of these sites are unprotected, leading to a whole new set of problems, which aren’t welcome considering its your credit card information that could go awry.
Free Online Credit Card Checkers
Free online credit card checkers are the most common ones and the most troublesome too. Since these sites are very unprotected and do not offer any kind guarantee that the data won’t be stored in an easy-to-access server, you’re better off going to the bank rather than give away your financial data to hackers.
Paid Online Credit Card Checkers
The most reliable and trusted services. Paid credit card checkers charge a small fee and give you a host of features on top of it, aside from a guarantee that your data won’t be stored in a server or saved on the website, making it impossible for hackers to get it.